HCS Designs, Builds and Manages Association-Based Self-Funded Healthcare Plans
Affordable Group Healthcare Plans for Small & Mid-Size Companies
HCS has been delivering association based healthcare plans since January 2011. We provide group health insurance through an association based self-funded trust. The trust is designed so multiple associations can join together and utilize the strength of their large membership to negotiate competitive healthcare rates/plans exclusively for their members. All of our health plans meet Affordable Care Act compliance and stringent regulatory requirements.
HCS Helps Businesses Control Healthcare Costs
Spiraling health care costs represent an enormous challenge to the profitability of small and mid-size employers. Larger organizations often implement their own self-funded arrangements as a way to control costs and better manage their benefit programs. HCS has developed a similar solution for small to mid-size employers by utilizing the strength of multiple associations and their large membership to design their own self-funded healthcare plan.
Advantages of Self-Funded Health Insurance Plans
Greater Control Over Plan Operation
Greater Control Over Plan Design
Ability to Control Costs and Keep Rates Low
HCS Health Plan Trusts - Benefit from Our Success
Ohio Dental Association Wellness Trust
The ODAWT was designed to replace the association's existing fully insured healthcare plan. HCS was flexible and worked with the Ohio Dental Association to use their preferred vendors, as well as new vendors in converting their fully-insured healthcare plan into the HCS self-funded model.
The ODAWT application was approved by the Ohio Department of Insurance in just 94 days.
The Tennessee Dental Consortium Benefit Trust
The Tennessee Dental Association (TDA) and the TDA Insurance Agency are pleased to announce the TD Consortium Benefits Trust (TDCBT), a new healthcare option available exclusively for TDA members beginning August 1, 2017. The TDCBT is an association sponsored healthcare plan which offers TDA members access to the same cost efficiencies larger organizations use to control their healthcare costs.
HCS Health Plan Trusts - PENDING
“Thanks to you and HCS for making the ODAWT application process as smooth as possible. I appreciate your professionalism and responsiveness.”
– Ohio Department of Insurance, Office of Risk Assessment