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HCS Provides Multiple Client Services in the Development & Management of their Healthcare Benefit Programs:

Plan Design

We offer many plan designs that are competitive in the marketplace and are unique to the self-insured space.

Plan Development

We help employers of all sizes design proprietary health plans that meet their member’s needs.

Plan Management

We supervise and manage all aspects of your employee benefit program to insure the long-term success of your health plan.

Plan Financial Analysis

We continually monitor the fiscal health of your healthcare benefit to preserve its long-term viability and determine best practices for cost/overhead reductions.

Plan Filing & Regulatory

We provide stringent oversight on both a State and Federal level to ensure we and your healthcare benefit are in compliance with all laws, regulations, codes and filings.

Compliance Services

We maintain exclusive relationships with top ERISA and self-insured programs to better address legal, regulatory or compliance issues.

Risk & Rate Underwriting

We have our own team of actuaries and underwriters to offer competitive rates and ensure that self-funded employers pay the appropriate rate for their individual risk.

Carrier Management

We work closely with carriers to build rich benefit plans with strong provider networks.

Web Site Development

We offer access to technology and design firms for easy interface and trendy designs in helping our clients create their online support systems.

Sales, Marketing, and Broker Relationship

We create sales and marketing strategies to optimize enrollment. We work closely with our broker-partners to maximize opportunities for self-funded employers.

TPA & PBM Management

We provide strategic partnerships with state-of-the-art TPAs and PBMs for best of breed services to include customer service, claim management and billing.